Personal Loan is available upto Rs.50,000/- to meet with the expenses of social, religious occasion, medical treatment, minor repairs to property etc.

Applicant details:

  • Applicant’s last two years Income tax Return / Payslip of last 3 months / Notarized income certificate for joint family.
  • Last tax bill / certificate from society chairman/Secretary if applicant owned property
  • 3 Photographs of Applicant.
  • Address proof – electric bill /telephone bill (any one) As per KYC norms
  • Photo proof – Pan card / Voter card / Driving license (Any one) As per KYC norms
  • Bank Statement of last 3 years
  • Applicant has to show all original documents to the bank for verification with zerox copy. Original documents will be returned to applicant after verification.
  • Applicant should have Savings Bank account with the bank.

Guarantor details:

  • Photograph-two copies.
  • Last tax bill
  • Last 3 year income tax return copy
  • Address proof – electric bill /telephone bill (any one)
  • Photo proof – Pan card / Voter card / Driving license (Any one)
  • Guarantor must have share holderof bank
  • Two guarantors required for loan

Conditions:

  • Loan amount is to be repaid with interest within 48 monthly instalments.
  • Applicant has to take share of bank @5% of the limit.
  • Applicant has to submit 30 cheques for repayment of instalments and remaining cheques as per bank’s instruction.
  • Processing charges 0.5% will be levied on saction.